If you’ve ever been in this situation, start tracking your spending. And forget the impractical spreadsheet in Excel. We have something better for you – handy smart phone apps.
pletely free and you will enter the data offline. If you use a common bank account with a partner, please grant them permission and they can also spend their accounts on the same profile. This gives you complete control over your family finances.
The application is anonymous and you do not need to enter your email to sign in. The only major minus is that you cannot take a receipt and attach a picture of it to the record.
Don’t need a lot of advanced features? Try the Czech Speende application, used by thousands of people around the world. You can also add a photographed receipt to your records and download the financial report into Excel or CSV format. Unfortunately, PDF export is not available.
Speende is free, but you can pay $ 3 for advanced features. Maybe for the connection with the bank. As a result, you do not have to enter card payments or standing orders manually, but they are automatically transferred to the application.
One of the most famous financial management applications is Wallet by Budget Bakers, which also has a Czech version. You can attach pictures of receipts to the records and at the same time note when the warranty period for the goods expires. The application will then remind you of its approaching end.
The downside is that in the latest update, the creators had much of the free-version features cut. Missing various charts with expense reports, and you don’t download data to PDF or Excel.
If you speak English, try the popular Monefy app. Its free version is even free of ads. The advantage is quality visual processing. You can see your monthly expenses in a pie chart and the icons give you an overview of the different types of expenses.
The disadvantage is the absence of permanent payments. So you need to re-enter SIPO every month.
How do you keep track of your finances? Are you using an application, Excel, or scraps in a workbook? Share your experience with us in comments or on Facebook.